Is bad credit preventing you against getting a car loan?

At Legacy Auto Credit, we focus on rebuilding our customer’s credit through low-interest car loans.

In the event the credit is preventing you against engaging in a trusted automobile, guide a free of charge assessment with certainly one of our credit specialists to begin with!

Enhance your Credit History

Our objective would be to transform our clients’ monetary life by enhancing their credit ratings, enabling lenders and credit card issuers to think about them low-risk. We accomplish that goal through getting our customers to the right car to restore their credit history.

Legacy Car Credit offers:

  • Low-kilometre cars, in order to drive a dependable car and make low re re payments
  • Industry-leading car loan prices — we’ll never charge you 20-30% prices like many creditors
  • 2-5 12 months term choices
  • Reports to Equifax, to make sure that your credit rating improves on the term
  • Detailed intends to assist you to reconstruct your credit
  • Partnerships with dealer teams, to offer you a selection that is large of to satisfy your requirements
  • Professional staff to assist with debt-restructuring through proposals and bankruptcy
  • Multi-point automobile inspections, in lowering the possibility of unforeseen fix costs
  • 30 Time Trade
  • Free Distribution

Step One

Apply On The Web

Our credit that is easy application have the process began with certainly one of our Credit and Finance Advisors.

Step Two


Our consultative method of funding will make suggestions through the credit rebuilding procedure which help you reconstruct an auto loan to your credit.

Step Three

Drive Away

After your approval, you are able to drive away in your vehicle that time if you’d like! by way of our super easy process, we’re going to enable you to get authorized and driving right away, you want through rebuilding your credit so you can get back to living the life.

Why Is Us Different

Our Company Is The Financial Institution

Our company is an in-house funding company that lends our very own cash, and that makes us various.

Meet The Group

At legacy Auto Credit you are able to select who works for you personally. Our non payment Credit and Finance Advisors will get you authorized and explain to you automobile options

We Deliver

Whom knew automobiles had been like pizza. You will get our low price in home funding anywhere in Ontario and never having to keep your house.

Exchange Privilege

We’re sure you’ll be satisfied with your brand-new purchase, however in instance you’re not merely carry it back* and we’ll assist you to trade it for the correct one. (*Some exceptions use)

Find out about automobile finance, bad credit auto loans, credit guidelines & tricks, DIY together with latest in automotive news.

The Dirty Term “Budget”

We never ever liked the expressed word“budget”. This has gained all of the unpleasantness associated with the term “diet”.People feel a spending plan is a investing diet high in abnormal sacrifice and unhappiness. I like to .

Customer Proposal & Bankruptcy We Are Able To He.

Clients are generally described Legacy Auto Credit since they’re in or around to enter a bankruptcy or a customer proposal. Many conventional lenders will reject them for an auto loan only at that tim.

Ways To Get A Bad Credit Car Finance In Ontario.

For some Ontarians like your self, having a dependable vehicle is absolutely essential. You should be capable of getting to exert effort, grab food, and check out friends and family. You need to get t if you have children.

What exactly are Ontario’s Seat Belt & Chi.

Exactly what are Ontario’s Seat Belt & Child carseat Laws? Research shows that chair belts and son or daughter baby car seats protect grownups and kids from severe accidents in automobile accidents by above 60 per .

Do a Bad is had by me Credit History? [And How Can We.

Our economic advisors are often expected by customers, “Do we have actually bad credit?” It’s a question that is fair. Also for individuals who can say for certain exactly just exactly what their credit history is, it may never be apparent if their .


Our company is devoted to causing you to a lasting consumer and friend.

My spouce and I had a fantastic experience working with Vic, and auto credit that is legacy. Assisting us comprehend exactly exactly exactly how credit history work and just how to enhance it, and made us feel confident!

Victor had been amazing! He had been extremely thorough explain every thing we needed seriously to understand and replied any concerns that I’d. He definitely went far beyond to obtain me personally another car. I would personally strongly recommend likely to see him if you should be to locate another automobile.

Vic ended up being great in enabling me automobile that we love and is reliable. I would, he worked very well with my income as well if I could give more than 5 stars!

Vic ended up being amazing to cope with excellent interaction through the whole procedure. Moved me detail by detail placing me as a motor vehicle that was right for me personally! Many thanks for all of your assistance

Undoubtedly the experience ive that is best had purchasing a motor vehicle had been using this spot! Everybody is extremely helpfulf! Vic had been great with interaction and maintaining us as much as date regarding the procedure and got us a motor vehicle we payday loans georgia desired quickly without dilemmas! Would certainly return once again

Can I get yourself car finance after a repossession? Will this assist me build my credit?

Yes, at Legacy Auto Credit we realize that a repossession is often the outcome of an uncontrollable occasion or situation. A number of our consumers have experienced a past repossession or are going to be coming back their car into the bank whenever filing a bankruptcy or customer proposition.

Yes, if you will be making your instalments on time. Legacy Auto Credit reports your re re payment history to Equifax month-to-month. As time passes with on time payments your rating shall increase.

What exactly is In-House Financing/Leasing? Let’s say i’ve been turned straight straight down before?

At Legacy Auto Credit we provide In-House Financing/Leasing. What this means is that individuals give you the funds after which you spend us straight back. We could glance at your credit situation for a individual degree and determine your capability to produce re payments even although you have actually bad credit. We result in the ultimate decision on the approval which leads to more approvals and better prices. Our rates of interest for Consumer Proposal and Bankruptcy clients begin at 7.99per cent oac on brand new automobiles.

We come across lots of people which were formerly turned down as a result of a few reasons that have included, bad re payment history, perhaps maybe not plenty of time at work, a lot of debt and non-garnishable earnings. With this In-House program we glance at your earnings, costs and debts that could be evoking the change downs and offer you with approaches to get you rebuilding and driving your credit.

If i’ve filed a bankruptcy or customer proposition, may I nevertheless qualify?

Yes, at Legacy car Credit our In-House system is made for consumer and bankruptcy proposition clients. You can still qualify for our low rate in-house program if you are about to file or have already filed and are not discharged. We make use of several trustees who see that people certainly provide low prices and need you to definitely achieve rebuilding your credit. If you should be planning to file we shall use one to secure an automobile before filing to be able to be confident in going back your overall automobile who has too much negative equity, has excessive of repayment or does not suite your preferences any longer. We additionally report your repayments to Equifax which will surely help re-establish your credit rating.

Don’t see just what you had been shopping for?

We’re Right Here To Simply Help

Our task would be to assist individuals with bad credit get automotive loans at a high price point sufficient reason for rates they could afford.irrespective of your circumstances, it is well worth trying and talking with certainly one of our credit experts.Don’t let woeful credit get when it comes to residing a much better life.

Leave a Reply

Your email address will not be published. Required fields are marked *

Name *